RENT TO OWN - HOW IT WORKS

THE PROCESS IS EASY! MOST CLIENTS GO FROM APPLICATION TO MOVING DAY IN 45 DAYS OR LESS.




APPLY & GET APPROVED

Prospective residents start the process by completing a quick application process that checks key issues.







FIND A HOME

McCarthy & Co. will assist you in finding the perfect home. The best part is, you can choose for (almost) any home that is currently listed on the MLS.







HOME CLOSES, YOU MOVE IN

Our investment partner will purchase the home, and leases the home to you for 1-5 years at a pre-determined price. No surprise rent increases!








PURCHASE THE HOME, IF YOU CHOOSE

You may purchase the home at any time for up to five years. The price is pre-determined, so you don't have to wonder what you'll pay.



PROGRAM BENEFITS

PROGRAM QUALIFICATIONS
  • Hundreds of homes to choose from.
  • Flexible lease terms
  • Rental rate and purchase prices are fixed, no surprises later on.
  • Five year lease option – with the requirement to fulfill only one year.
  • Security deposit is fully refundable. No ‘option fee.’
  • Rental rates are no falsely inflated to provide a credit at the time of purchase.


  • Minimal household income of $50,000 annually
  • 525+ credit score, subject to review
  • No prior evictions or felonies
  • No active bankruptcies, foreclosures, short sales, or tax liens
  • Security deposit is fully refundable. No ‘option fee.’
  • Current bank account statement shows 2 months rent available
  • Pet friendly, however some breed restrictions apply



RECENT PROGRAM PARTICIPANTS